Bank Exams प्रश्न और उत्तर का अभ्यास करें
8प्र: Ramu rides his bike at an average speed of 45 km/hr and reaches his desitination in four hours. Somu covers the same distance in six hours. If Ramu covered his journey at an average speed which was 9 km/hr less and Somu covered his journey at an average speed which was 10 km/hr more, then the difference in their times taken to reach the destination would be (in minutes). 3601 05b5cc6e5e4d2b4197774ed15
5b5cc6e5e4d2b4197774ed15- 118 minfalse
- 230 mintrue
- 327 minfalse
- 432 minfalse
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उत्तर : 2. "30 min"
व्याख्या :
Answer: B) 30 min Explanation: Distance travelled by Ramu = 45 x 4 = 180 km Somu travelled the same distance in 6 hours. His speed = 180/6 = 30 km/hr Hence in the conditional case, Ramu's speed = 45 - 9 = 36 km/hr and Somu's speed = 30 + 10 = 40km/hr. Therefore travel time of Ramu and Somu would be 5 hours and 4.5 hours respectively. Hence difference in the time taken = 0.5 hours = 30 minutes.
प्र: Which Payments Bank becoming the first bank to offer cash backs on deposits ? 3601 05b5cc6dbe4d2b4197774e922
5b5cc6dbe4d2b4197774e922- 1Postal Payments Bankfalse
- 2Airtel Payments Bankfalse
- 3Aditya Birla Payments Bankfalse
- 4Paytm Payments Banktrue
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उत्तर : 4. "Paytm Payments Bank"
व्याख्या :
Answer: D) Paytm Payments Bank Explanation: Paytm Payments Bank becoming the first bank to offer cash backs on deposits. Customers will also be offered zero charges on all online transactions and no minimum balance requirement. The Payments Bank plans to roll out 31 branches and 3,000 customer service points in the first year. For savings accounts, it will offer an interest of 4 percent per annum. It will also offer current accounts to its millions of merchants.
प्र: Which of the following is a micro nutrient? 3590 05b5cc642e4d2b4197774bb1f
5b5cc642e4d2b4197774bb1f- 1Mgfalse
- 2Cltrue
- 3Pfalse
- 4Cafalse
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उत्तर : 2. "Cl"
व्याख्या :
Answer: B) Cl Explanation: The micronutrients (or trace minerals): boron (B), chlorine (Cl), manganese (Mn), iron (Fe), zinc (Zn), copper (Cu), molybdenum (Mo), nickel (Ni). and cobalt (Co).
प्र: John sells his laptop to Mark at a loss of 20% who subsequently sells it to Kevin at a profit of 25%. Kevin after finding some defect in the laptop, returns it to Mark but could recover only Rs.4.50 for every Rs. 5 he had paid. Find the amount of Kevin’s loss if John had paid Rs. 1,75,000 for the laptop ? 3588 05b5cc75ce4d2b4197774fc84
5b5cc75ce4d2b4197774fc84- 1Rs.16,500false
- 2Rs.17,500true
- 3Rs.14,200false
- 4Rs.15,520false
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उत्तर : 2. "Rs.17,500"
व्याख्या :
Answer: B) Rs.17,500 Explanation: Let’s assume John bought the laptop for Rs. 100He then sells it to Mark at a loss of 20% => Rs. 80,Who consequently sells it to Kevin at a profit of 25% => Rs. 100Then, Kevin sells it back to Mark for Rs. 90 (Rs.4.50 for every Rs. 5 that he had paid initially), so he suffers a loss of Rs. 10Therefore, for Rs. 100 there is a loss of Rs. 10,Then for Rs. 1,75,000 there will be a loss of Rs. 17,500.
प्र: Bad loans in banking terminology are generally known as 3586 05b5cc6a2e4d2b4197774cb75
5b5cc6a2e4d2b4197774cb75- 1NPA'strue
- 2Prime loansfalse
- 3BPO'sfalse
- 4Prime Assetsfalse
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उत्तर : 1. "NPA's"
व्याख्या :
Answer: A) NPA's Explanation: Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.
प्र: Which of the following investment choices is least risky? 3573 05b5cc699e4d2b4197774c6af
5b5cc699e4d2b4197774c6af- 1Rentingfalse
- 2Bondsfalse
- 3Flippingfalse
- 4CD'strue
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उत्तर : 4. "CD's"
व्याख्या :
Answer: D) CD's Explanation: CDs are the least risky investment choice when compared to flipping, renting and bonds. A certificate of deposit (CD) is a savings certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirements. A CD restricts access to the funds until the maturity date of the investment. CDs are generally issued by commercial banks. CDs are issued by the bank and are guaranteed by the government. So even if the bank goes bankrupt the investor's money is guaranteed to a certain extent. Flipping and renting are subjected to market fluctuations while bonds are not insured.
प्र: माइक्रोप्रोसेसर उद्योग में कौन सी कंपनी सबसे बड़ी खिलाड़ी है? 3570 45b5cc6c0e4d2b4197774dada
5b5cc6c0e4d2b4197774dada- 1AMDfalse
- 2IBMfalse
- 3Motorolafalse
- 4Inteltrue
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उत्तर : 4. "Intel"
व्याख्या :
Answer: D) Intel Explanation:
प्र: The ratio of the incomes of Pavan and Amar is 4 : 3 and the ratio of their expenditures are 3:2. If each person saves Rs. 1889, then find the income of Pavan? 3560 05b5cc6bee4d2b4197774d992
5b5cc6bee4d2b4197774d992- 16548false
- 25667false
- 37556true
- 48457false
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उत्तर : 3. "7556"
व्याख्या :
Answer: C) 7556 Explanation: Let ratio of the incomes of Pavan and Amar be 4x and 3x and Ratio of their expenditures be 3y and 2y 4x - 3y = 1889 ......... I and 3x - 2y = 1889 ...........II I and II y = 1889 and x = 1889 Pavan's income = 7556