English Practice Question and Answer

Q:

Directions : In the following sentences, four words are given in bold out of which one word is misspelled. Find the misspelled word.

A firm believer in old-fashioned courtesy (A), Miss Post must depricate (B) the modern tendency(C) to address new acquaintances(D) by their first names.

433 0

  • 1
    A
    Correct
    Wrong
  • 2
    B
    Correct
    Wrong
  • 3
    C
    Correct
    Wrong
  • 4
    D
    Correct
    Wrong
  • 5
    No Error
    Correct
    Wrong
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Answer : 2. "B"

Q:

Directions : In the following sentences, four words are given in bold out of which one word is misspelled. Find the misspelled word.

Quick as quicksilver (A) to change, he was mercureal (B) in behaviour (C) and therefore unreliable.(D)

493 0

  • 1
    A
    Correct
    Wrong
  • 2
    B
    Correct
    Wrong
  • 3
    C
    Correct
    Wrong
  • 4
    D
    Correct
    Wrong
  • 5
    No Error
    Correct
    Wrong
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Answer : 2. "B"

Q:

Select the most appropriate word to fill in the blank. Thomas did not ______ the vegetables because he was busy.

2742 0

  • 1
    bringing
    Correct
    Wrong
  • 2
    bought
    Correct
    Wrong
  • 3
    had bought
    Correct
    Wrong
  • 4
    bring
    Correct
    Wrong
  • 5
    was bringing
    Correct
    Wrong
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Answer : 4. "bring"

Q:

The given question has one blank indicating that something has been omitted. Choose the word for the given options that could fit in the blank correctly. He prefers _______ at the back of the movie theatre.

1104 0

  • 1
    sit
    Correct
    Wrong
  • 2
    sitting
    Correct
    Wrong
  • 3
    sits
    Correct
    Wrong
  • 4
    to be sit
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 2. "sitting"

Q:

Pick out the most appropriate word from the words given below each sentence to complete it meaningfully. In the past, Zimbardo   ________ many aspects of social psychology.

590 0

  • 1
    researches
    Correct
    Wrong
  • 2
    research
    Correct
    Wrong
  • 3
    researcher
    Correct
    Wrong
  • 4
    researched
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 4. "researched"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

428 0

  • 1
    Health Finance Company
    Correct
    Wrong
  • 2
    Small Finance Bank
    Correct
    Wrong
  • 3
    Vehicle Finance Company
    Correct
    Wrong
  • 4
    Educational Finance Company
    Correct
    Wrong
  • 5
    Sports Finance Company
    Correct
    Wrong
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Answer : 3. "Vehicle Finance Company"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

What will fit in the blank taken from the passage: on June 30, 2021, AU Small Finance Bank's distribution network_______758 Banking Touchpoints and 23486 employees spread contiguously across 15 States and two Union Territories with over 2 million customers. "

352 0

  • 1
    Considerate
    Correct
    Wrong
  • 2
    Wary
    Correct
    Wrong
  • 3
    Comprises
    Correct
    Wrong
  • 4
    Imprudent
    Correct
    Wrong
  • 5
    Compromises
    Correct
    Wrong
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Answer : 3. "Comprises"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the most appropriate meaning of the given idiom from the passage. As of

299 0

  • 1
    Comparisons to refer to the extent or degree of something.
    Correct
    Wrong
  • 2
    The function or character that someone or something has.
    Correct
    Wrong
  • 3
    Commencing on or from a certain time or date.
    Correct
    Wrong
  • 4
    For the reason that; since.
    Correct
    Wrong
  • 5
    Close to the actual, but not completely accurate or exact.
    Correct
    Wrong
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Answer : 3. "Commencing on or from a certain time or date. "

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