Answer : 3. "Debit cards"
Explanation :

Answer: C) Debit cards Explanation: There are two payment types that will help you stick to your budget. 1. Cash2. Debit Card The amount in the debit card is the only amount you can spend to stay within budget. These method work because once you spend your money, you are done. You don’t have anything else to spend.   Credit cards, payday loans, and cash advances are all loans on future income. When you use a credit card, there is always just a little bit more you can spend. These types do not help you budget properly. In fact, these types encourage you to spend beyond your means and be out of budget.