Answer : 4. "भारतीय बीमा नियामक और विकास प्राधिकरण [IRDAI]"
Explanation :

The Insurance Regulatory and Development Authority of India (IRDAI) is set to launch a groundbreaking online platform called Bima Sugam, which aims to become the world's largest online marketplace for insurance products and services. The platform will provide customers a user-friendly interface to explore and choose insurance plans from various companies covering life, health and general insurance, including motor and travel insurance. It will streamline claim settlement, offering paperless processing based on policy numbers. IRDAI has allocated a budget of Rs 200 crore to facilitate insurance.