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Answer : 4. "No lending power"
भुगतान बैंक अधिकतम कितनी राशि का ऋण प्रदान कर सकते हैं?
5Q:
भुगतान बैंक अधिकतम कितनी राशि का ऋण प्रदान कर सकते हैं?
- 125000false
- 250000false
- 3100000false
- 4No lending powertrue
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Answer : 4. "No lending power"
Explanation :
The higher the monthly disposable income, the higher the loan amount you will be eligible for. Generally a bank assumes that around 55-60% of your monthly disposable/additional income is available to repay the loan. However, some banks calculate the income available for EMI payments based on an individual's gross income and not his disposable income.