Bank Exams Practice Question and Answer

Q: What will be the ratio of simple interest earned by certain amount at the same rate of interestfor 4 years and 6 years ? 1212 0

  • 1
    1:2
    Correct
    Wrong
  • 2
    2:1
    Correct
    Wrong
  • 3
    2:3
    Correct
    Wrong
  • 4
    3:2
    Correct
    Wrong
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Answer : 3. "2:3"
Explanation :

Answer: C) 2:3 Explanation: Let p be the principle amount And R% be the rate of interest Then, required ratio =P×4×R100P×6×R100    ⇒4PR6PR= 2:3

Q: If the rate increases by 2%, the simple interest received on a sum of money increases by Rs. 108. If the time period is increased by 2 years, the simple interest on the same sum increases by Rs.180. The sum is ? 2952 0

  • 1
    Rs. 540
    Correct
    Wrong
  • 2
    Rs. 415
    Correct
    Wrong
  • 3
    Rs. 404
    Correct
    Wrong
  • 4
    Data is not sufficient
    Correct
    Wrong
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Answer : 4. "Data is not sufficient"
Explanation :

Answer: D) Data is not sufficient Explanation: Let the sum be Rs. p, rate be R% p.a. and time be T years. Then,  P×T×(R+2)100-P×T×R100=108  ⇒2PT= 10800  ...... (1)  And,   P×R×(T+2)100-P×R×T100=180   ⇒2PR = 18000 ......(2) Clearly, from (1) and (2), we cannot find the value of pSo, the data is not sufficient.

Q: Question : What is the sum which earned interest ? Statements : a. The total simple interest was Rs. 9000 after 9 years.b. The total of sum and simple interest was double of the sum after 6 years. 1008 0

  • 1
    Only a is sufficient
    Correct
    Wrong
  • 2
    Neither a nor b is sufficient
    Correct
    Wrong
  • 3
    Only b is sufficient
    Correct
    Wrong
  • 4
    Both a and b sufficient
    Correct
    Wrong
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Answer : 4. "Both a and b sufficient"
Explanation :

Answer: D) Both a and b sufficient Explanation: Let the sum be Rs. x a. gives, S.I = Rs. 9000 and time = 9 years. b. gives, Sum + S.I for 6 years = 2 x Sum --> Sum = S.I for 6 years. Now, S.I for 9 years = Rs. 9000 S.I for 1 year = Rs. 9000/9 = Rs. 1000. S.I for 6 years = Rs. (1000 x 6)= Rs. 6000. --> x = Rs. 6000 Thus, both a and b are necessary to answer the question.

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Answer : 2. "Both b & c follows"
Explanation :

Answer: B) Both b & c follows Explanation: Clearly, People cannot be deprived of enjoying the festival for lack of arrangements. Also, it becomes necessary to deploy police to regulate big crowds and avert any mishap in public gatherings. Further, it costs nothing but might prove useful to put hospitals on alert to be ready to provide quick medical aid to patients in case of any eventuality. So, both b and c follow.

Q: The compound interest on a certain sum for 2 years at 10% per annum is Rs. 1155. The simple interest on the same sum for double the time at half the rate percent per annum is ? 1210 1

  • 1
    Rs. 1100
    Correct
    Wrong
  • 2
    Rs. 5500
    Correct
    Wrong
  • 3
    Rs. 1400
    Correct
    Wrong
  • 4
    Rs. 4120
    Correct
    Wrong
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Answer : 1. "Rs. 1100"
Explanation :

Answer: A) Rs. 1100 Explanation: Let the sum be Rs.x. Then,     x1+101002-x=1155   ⇒x11102-1=1155   => x =5500   sum = Rs. 5500.   So, S.I = Rs. 5500×5×4100 = 1100

Q: There is 50% increase in an amount in 5 years at simple interest. What will be the compound interest of Rs. 12,000 after 3 years at the same rate ? 1636 0

  • 1
    Rs. 5422
    Correct
    Wrong
  • 2
    Rs. 5489
    Correct
    Wrong
  • 3
    Rs. 3972
    Correct
    Wrong
  • 4
    Rs. 6145
    Correct
    Wrong
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Answer : 3. "Rs. 3972"
Explanation :

Answer: C) Rs. 3972 Explanation: Let p = Rs. 100. Then, S.I is Rs. 50 and time = 5 years.  ∴ R = 100×50100×5= 10% p.a.   Now, p = Rs. 12,000 , T = 3 years and R = 10% p.a. C.I. = Rs. 12000×1+101003-1= Rs. 3972

Q: Find the next number in the series 265, 269, 278, 284, ? 1075 0

  • 1
    309
    Correct
    Wrong
  • 2
    319
    Correct
    Wrong
  • 3
    298
    Correct
    Wrong
  • 4
    415
    Correct
    Wrong
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Answer : 1. "309"
Explanation :

Answer: A) 309 Explanation: The pattern in the given series is +4, +9, +16, +25, ... i.e. 22,32,42,52... The next number is 284+25 = 309.

Q: Which number replaces the '?' in the given series 108, 127, 2413, 2430, 41310, ?, 619875 2156 0

  • 1
    41975
    Correct
    Wrong
  • 2
    41325
    Correct
    Wrong
  • 3
    84375
    Correct
    Wrong
  • 4
    41365
    Correct
    Wrong
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Answer : 2. "41325"
Explanation :

Answer: B) 41325 Explanation: The given series follows a pattern of +19, x19, +17, x17, +15, x15,... Here the number which is to be replaced in ? is 41310+15=41325.

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